Direct Loan Resources

Entrance Counseling and Master Promissory Note

To be eligible for Subsidized, Unsubsidized or PLUS loans, all first-time borrowers (and/or parent borrowers) must complete online Entrance Counseling.

During entrance counseling, you will learn basic information about budgeting and your responsibilities as a borrower.

New borrowers must also complete a Master Promissory Note (MPN) which is a multi-year contract containing the terms of your federal educational loan.

You will receive information from our Financial Aid Officer on how and when to complete Entrance Counseling and a Master Promissory Note (MPN).

Exit Counseling

You must also complete online Exit Counseling for educational loans borrowed while at Birthingway when you start the graduation process or any time you drop below half-time.

Exit Counseling is similar to the Entrance Counseling and is an extremely important process by which you will learn about your rights and responsibilities as a borrower, learn about repayment options and update your contact information with the Department of Education.

Federal Loan Servicers

The Department of Education uses a number of loan servicing companies for their federal student loans. Your loan servicer will be automatically assigned to you and will be the point of contact for repaying your loans.

National Student Loan Data System

The National Student Loan Database System (NSLDS) is a tool to help you learn about the status of your federal loans and Pell Grants from any institution you have attended, including when and what disbursements were made  and total outstanding federal loan balances. You’ll need the same PIN used for the FAFSA to log in to the database.

Direct Loan Consolidation

The Department of Education has a lot of good information about Direct Loan Consolidation. Consolidation is the process that allows you to combine multiple federal loans into one loan.

FSA Ombudsman

If you have a dispute about your federal student loan, it may be appropriate to contact the Federal Student Aid Student Loan Ombudsman. Visit the federal student aid website to learn more about when it is, and is not, appropriate to contact the Ombudsman, and to get current contact information.


Gainful Employment Disclosures

Birthingway has compiled our Gainful Employment Disclosures for our Certificate in Midwifery below. If you have any questions about these disclosures, please contact our Midwifery Program Coordinator.

Gainful Employment Disclosures – 2019

Program Name: Undergraduate Certificate in Direct Entry Midwifery

This program is designed to be completed in: 3 Years

This program will cost $76, 817 if completed within normal time. There may be additional costs for living expenses. These costs were accurate at the time of posting, but may have changed. This includes an estimated cost for books & supplies.

Of the students who completed this program within normal time, the typical graduate leaves with $* of debt. *Fewer than 10 students completed this program within normal time. This number has been withheld to preserve the confidentiality of the students.

  1. Program meets licensure requirements in the following States: Oregon

For more information about graduation rates, loan repayment rates, and post-enrollment earnings about this institution and other postsecondary institutions please click here:

Created: 05/29/19